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Frequently Asked Questions

Q. Are there any restrictions for foreigners purchasing in Turkey?

A. Only in rural areas and military zones. In the developments on this website, there should not be any restrictions imposed.

Q. Will the property be freehold?

A. Although there is no direct equivalent of ‘freehold’ in Turkey, all properties we sell will allow you full and unrestricted ownership rights.

Q. On a new development, what is the average deposit required and can I pay in stage payments?

A. You will normally pay a £2,000/ 3,000 reservation fee and 30% as a deposit within four weeks. Most developers offer stage payments, often with a degree of flexibility towards your own personal circumstances. This will be agreed at the time of purchase.

Q. What is the general buying process in Turkey?

A. After paying the reservation fee, your lawyer should carry out the title checks. A contract will be drawn up between the seller and purchaser. This will give details of the completion date, payment schedule and terms and conditions. When this is signed by all parties, the deposit is paid. You then apply for military clearance to allow you to own a property in Turkey – this will often be applied for on your behalf by the developer. You can sign a Power of Attorney to conclude the necessary paperwork, if your circumstances require it.

Q. Are mortgages easily available?

A. New mortgage legislation, locally dubbed the ‘Mortgage Law’, is due to come into effect on January 1st 2008. This will allow potential home owners to be able to take out longterm mortgages for the first time.

Q. What documents are required?

A. Your passport(s) which will be copied and translated into Turkish and passport sized photographs. The notary’s office works in conjunction with the title deeds office and the Aegean Army. The translated documents will be checked by the army to ensure there is no record of criminal intent or activity against Turkey and that any property being purchased by a foreigner is not in the proximity to or intended to be used for any military purposes.

Q. After I have received the necessary permission to purchase, what happens next?

A. Your lawyer should carry out pre-completion checks. Following this, you (or your lawyer or other trusted representative under Power of Attorney) will sign a deed of transfer in front of an officer at the Land Registry, who then records you as the official owner of the property. The property tax is paid at this stage.

Q. What additional costs are there in relation to the purchase?

A. You will pay stamp duty, legal fees, other official expenses and purchase tax. The latter is just 3% but sometimes split 50/50 with the purchaser, so that you pay 1.5% of the amount shown on the title deeds.

Q. Are there many English speaking lawyers in Turkey?

A. There are reputable lawyers in Bodrum and Fethiye, who speak fluent English and we will be happy to introduce you to them on your viewing trip or appointment with one of our Turkish offices. Alternatively, you may wish to look at using an English solicitor who specialises in Turkish property law, such as Phillips International Lawyers based in London (

Q. Is there a good range of banks and are they English speaking?

A. There are many banks where English is widely spoken, so no worries there. It is easy to open a bank account and you can have both Turkish and English accounts – your choice.

Q. Are double taxation treaties in place?

A. Turkey is a signatory to a treaty for the prevention of double taxation with many countries of the world.

Q. What is the weather like?

A. Turkey still has seasons but with much better temperatures. In winter, you’ll find the temperatures by the south coast ranging between 5 and 15 degrees, in spring it warms up to 25 degrees. The summer is usually dry and hot from May through to September peaking at 45 degrees, cooling again as we move into autumn back down from 25 to 15 degrees.

Q. What facilities are there on a typical development?

A. Owing to the very pleasant summer weather, which can get rather hot at its height, a swimming pool – communal, private or both – is the main pre-requisite. You will find some offering tennis courts, Turkish baths, spa rooms and easy access to golf.

Q. What should I expect to pay in community fees?

A. This can vary from development to development. Your lawyer should look into this for you.

Q. Are there any ongoing taxes?

A. State property tax, environmental tax and wealth tax. However, these are relatively low and again your lawyer should be able to advise you.

Q. What about paying for energy and water supplies if my main home is not in Turkey?

A. The easiest way to pay for your electricity is by direct debit via a bank in Turkey. Currently all water bills are paid direct to the local Belidiye (Municipality) office, however, arrangements can often be made with the larger developers regarding payment of utility bills.

Q. Can I rent out my property?

A. Yes. The main season is from April to October but you will still be able to rent it out over the winter at lower rates. At the height of the summer, you can expect a more than reasonable return.

Q. What about furnishing my property?

A. Many developers offer furniture packs. Alternatively, there is a wide range of furniture shops for you to explore. You should allow anything from £5,000 to £10,000 to furnish an average sized property up to showhouse standard.

Q. Is it necessary to learn the language?

A. No but as with anywhere in the world, it always brings advantages.

Q. How do the locals treat foreigners who purchase there?

A. You will find Turkish people extremely hospitable and friendly.

Q. Are families/children welcome?

A. Most definitely. There is a family orientated culture in Turkey and children are welcome almost everywhere.

Q. How safe is the country?

A. Turkey is a very safe country with a relatively low crime rate.

Q. What about the healthcare in terms of the standard and costs?

A. The standard is generally very good. All foreigners have to pay for medical treatment and there are reciprocal private health plans available from the UK/ROI which will be accepted in the private hospitals. You can purchase a health insurance plan in Turkey up to the age of 55 years.

Q. What about schools and colleges?

A. As a resident, you can send your children to local government or private schools. Both offer a good standard of education. The private schools are international and accommodate pupils from all over the world.

Q. How does the general cost of living compare?

A. Fresh produce is great value for money. You’ll find most items up to 50% cheaper than at home with electrical items being the most expensive.

Q. What about eating out?

A. Again, you will benefit from the relatively low prices. Being a Muslim country, you will often find Pork and its associated products excluded from the menu, however, there is a wide choice of other meats, seafood and vegetables. As well as Turkish cuisine, you will find English, Italian and Indian restaurants quite commonplace.

Q. If I move to Turkey, can I take my dog/cat with me?

A. Yes. You must first obtain a ‘pet passport’ and vets documents. For more information, call: UK - The Pets Travel Scheme on 08702 411710   ROI - The Animal Health and Welfare Division on 01 607 2827.

Q. What is the government system in the country?

A. It is democratically elected. Turkey is also one of the five permanent members of NATO.

Q. Can I work there?

A. You must apply, at least a month before you plan to arrive in Turkey, to the nearest Turkish diplomatic mission to obtain a work permit and visa. You’ll need your passport, a visa application form, and a letter from your employer in Turkey. Your employer should submit other documents to Turkey’s Ministry of Labor and Social Security (MLSS) within three working days after you apply for your work permit and visa. Applications are finalised by the MLSS within ninety days at the latest. Before starting to work, and within one month after your arrival in Turkey, you must register with the police near where you plan to live in Turkey to obtain the necessary residence permit.

The information contained in this document was believed correct at the time of going to press but we cannot guarantee its accuracy. You should always seek independent professional advice and check the up-todate position before entering into any property-related transaction.